Feature or Characteristics of Bank
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Bank is a financial institution & intermediary. It keeps money saved by general peoples as deposit. Keeping a part of deposit to its hand for meeting the daily necessity of client, it provides and invests the remaining part of that deposits among various types of people as loan. So, its criterion are special than any other business or financial institutions. The features and Characteristics of bank are shown below:
1. Intermediary.
2. Financial institutions.
3. Legal entity.
4. Solvency.
5. Receiving deposits.
6. Issuing loan.
7. Safety & security.
8. Keeping secrecy.
9. Servicing.
10. Representation.
At last it is said that, bank is keeping vigorous roles to develop the economy, trade and commerce for obtaining its own radical development as a financial intermediary.
Qualities / Considering factor of efficient judgement of modern or ideal bank are/ Considering factors for opening account.
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Bank is a dealer of money and loan. The bank which ensures the best service & best behavior as well as captivates to clients through security and representation is called ideal or modern bank. The qualities of ideal back are given underneath with three categories :
A. Organizational qualities.
B. Business qualities.
C. Other qualities.
A. Organizational qualities :
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* Origin of bank may be established through company law or state which belongs to permanent existence.
* Location of bank will be easy, developed, secured and according to clients choosing.
* Experienced.
* Nationality.
* Efficient management.
* Solvency.
* Economy.
* Huge numbers of client.
* Relation with central bank.
B. Business qualities :
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* Good behave.
* Safety.
* Higher standard of services.
* Secrecy.
* Punctuality.
* Application of standard, modern &
exclusive technologies.
* Goodwill.
* Liquidity.
* Higher amount of loan &
investment.
* Lower rate of interest on loan &
higher rate of profit on deposit.
* Advising.
* Representation.
* Engaged in foreign exchange.
C. Other qualities :
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* Existence of foreign branches.
* Assistance to the government.
* Participation to social
development.
* creation of sensibility.
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The count works in cash and may have had a failure in cash. The RSI diverges and diverges. Momentum trend lines are broken, as shown. A potential wave ④ has been broken lower. In the ES futures, a fourth wave with a difficult shape may have been made yesterday, and a failure fifth made in the overnight. There are 'five-waves-up" to finish yesterday night's futures up wave.
Still, downward length is needed, along with breaking of prior lower key levels (iv and ii).
Also, one chart on sentiment. The five-day-average of the Equity-only Put-Call Ratio is now down in the zone of speculation as of yesterday and the prior Friday. For the first time in over a year, the five-day average of the equity put-call ratio is down in the zone of speculation again.
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